Question: What Do I Do If My Social Security Number Has Been Compromised?

Can I change my SSN?

The Social Security Administration generally does not encourage or allow citizens to change their Social Security numbers, except under certain circumstances.

You can change your SSN if you can prove that using your existing number will cause you harm, such as in cases of abuse or harassment..

How can you tell if your Social Security number has been compromised?

Not receiving bills or other mail—or receiving bills for goods and services you didn’t purchase. Calls from creditors for unpaid bills you didn’t rack up yourself. A letter from the IRS saying the wage amount on your Social Security statement doesn’t match the amount you filed on your tax return.

What if a scammer has my personal information?

File a report with the Federal Trade Commission. Contact your local police department. Place a fraud alert on your credit reports. Freeze your credit.

How do you tell if your identity has been stolen?

Clues That Someone Has Stolen Your InformationYou see withdrawals from your bank account that you can’t explain.You don’t get your bills or other mail.Merchants refuse your checks.Debt collectors call you about debts that aren’t yours.You find unfamiliar accounts or charges on your credit report.More items…

Can your SSN be suspended?

— No, your Social Security number cannot be suspended, revoked, frozen or blocked. It anyone tells you that, hang up immediately. … But just to make sure it’s truly the SSA calling you back, hang up and call SSA’s main number at (800) 772-1213 (TTY 1-800-325-0778).

What do I do if I gave my social security number to a scammer?

Ask for the person’s extension and call the SSA customer service phone line at 1-800-772-1213. Dial the extension, and if you get to the same person, the call is legitimate. If not, it could be a Social Security scam.

How can I find out if someone is using my identity?

at 1-877-IDTHEFT (1-877-438-4338) or go to: www.identitytheft.gov/ To order a copy of your Social Security Administration earnings and benefits statement, or to check whether someone has used your Social Security number to get a job or to avoid paying taxes, visit www.socialsecurity.gov/statement/.

How do I lock my SSN?

To lock your Social Security number, visit the U.S. government’s myE-Verify website and complete the necessary steps online. “You’ll need to enter your personal data, take a quiz, enter document data, and then get your results,” says Katie Gampietro Burke, CFP and founder of Wealth by Empowerment.

What should you do if you are a victim of identity theft?

Here are 10 steps to take if you feel that you may have been a victim of identity fraud.Notify affected creditors or banks. … Put a fraud alert on your credit report. … Check your credit reports. … Freeze your credit. … Report the identity theft to the FTC. … Go to the police. … Remove fraudulent info from your credit report.More items…•

How do I check to see if someone is using my Social Security number?

To see if your Social Security number is being used by someone else for employment purposes, review your Social Security Statement at www.socialsecurity.gov/myaccount to look for suspicious activity. Finally, you’ll want to use additional scrutiny by regularly checking your bank and credit card accounts online.

What do I do if my Social Security number is compromised?

What to Do if You Lose Your Social Security CardHighlights: … Consider placing a fraud alert or a security freeze on your credit reports or locking them. … Request a replacement card from the Social Security Administration. … Check your credit reports. … File a police report or a Federal Trade Commission (FTC) Identity Theft Report.More items…

Can someone access my bank account with my Social Security number?

Open financial accounts Your Social Security number is the most important piece of personal information a bank needs when extending you credit or opening an account. With that number, a thief can get credit cards or loans, and when it comes time to repay them, they won’t, damaging your credit in the process.

What happens when someone uses your SSN?

Once someone has your Social Security number, they can essentially become you. They may be able to collect tax refunds, collect benefits and income, commit crimes, make purchases, set up phone numbers and websites, establish residences, and use health insurance—all in your name.

What can a person do with the last 4 of your SSN?

Not only can they open credit in your name, steal your money and government benefits, they can also obtain medical care and tax refunds in your name. Guard your “Final Four.” Although they are widely used and shared, the last four digits of your SSN are the most important to protect. When asked by others, just say no.

How do I block spam phone calls?

Use caller ID & spam protectionOpen your device’s Phone app .Tap More Settings. Caller ID & spam.Turn Caller ID & spam on or off.Optional: To stop spam calls from ringing on your phone, turn on Filter suspected spam calls.

What do you do when someone steals your identity?

If someone steals your identity, you have the right to:create an FTC Identity Theft Report.place a one-year fraud alert on your credit report.place a seven-year extended fraud alert on your credit report.get free copies of your credit report.get fraudulent information removed (or “blocked”) from your credit report.More items…

How can you protect yourself from identity theft?

Steps to Protect Yourself from Identity TheftGo “All in” on Using Passwords. … Mix up Your Passwords. … Stay Away From Shady Websites and Links. … Never Give Out Personal Information. … Regularly Check Your Credit Reports. … Establish Fraud Alerts if Needed. … Protect Documents With Personal Information. … Limit Your Exposure.